After four decades in the work force, the oldest of the baby boomers will call it quits over the next few years. Today's question: How can these folks improve their odds of a happy retirement?

Annuities still have an image problem, but new research including 10,000 simulations show income annuities really do improve retirement outcomes compared to investments alone.

As an estate planning attorney, I have reviewed more than 7,000 financial statements of my clients. I had to do that to be able to recommend the right-sized estate planning strategies for each unique client.

As an estate planning attorney with almost five decades of working with clients’ financial statements, when I sit down with clients and talk about their finances, I either see seniors with most of their nest egg invested in the stock markets, or everything invested in CDs.

Everyone with savings can secure a lifetime income, and that goes a long way toward peace of mind in retirement.

A stable income is often the difference between living well and living in a state of perpetual worry. And this truth doesn’t change just because someone retires.

A new study in a land of grumps reveals that retirees with a guaranteed lifetime income stream can find true happiness.